The HSBC card may be your best choice if you are looking for a credit card that offers many benefits, such as cashback points and a cashback program.
We’ll keep you company until the end, when we’ll provide all the details about the card and how to apply. Let’s see.
HSBC, a British multinational bank headquartered in London, United Kingdom, is the largest bank in Europe. They offer HSBC Rewards credit card cards to multiple countries around the world.
Earn reward points to receive 0% interest on balance transfers and purchases if you meet the eligibility requirements.
This card is for you if you are a good candidate. It can earn you rewards points on all your spending. You can also redeem your rewards points for purchases with your card. It’s almost as good as cashback.
You can also transfer balances to the card without paying interest. If you are spending a lot of interest each month on your card debt, consider bringing it to HSBC so you can focus on getting rid of the appeal.
Remember that interest will accrue at the card’s standard rate, less favorable than the introductory 0% period.
This card allows you to earn 35,000 bonus points from the rewards program if you spend $3,000 within the first three months of opening an account.
The reward, approximately $490, can be used to redeem airline tickets via HSBC or $400 for any other redemptions, including cash back. This is a great offer.
The HSBC Premier World Mastercard has a decent array of benefits for travelers, especially cardholders with an existing HSBC Premier account.
Boingo offers free Wi-Fi anywhere in the world, $1 million travel insurance coverage, and a 10% discount for Agoda, Expedia, and onefinestay hotels or vacation homes. You also get an $85 credit for TSA Precheck every five years.
You can get protection for your phone for up to $600 if you use the HSBC Prime World Mastercard to pay your monthly telephone bill. However, there is a $50 deductible.
Unexplained losses of the phone are not covered. Any eligible damage must have an impact on the phone’s function. This excludes repairs for cosmetic reasons, abuse, or normal wear and tear. After you have received benefits from all your insurance policies, secondary coverage will be available.
Your spending is getting 0.2% back. In reality, you may get a lot less. It depends on whether you get 1p per PS5 transaction or 1p for each PS5 on your monthly bills.
A PS3.99 purchase does not earn any money if it is the latter. If the former, you will make 0.8p when combined with other transactions.
Your cashback will increase to 0.45% if you spend less than PS10,000 per year on the card. This is not a bad deal. This card is not available to all. The card is only available to those with a current HSBC account which paid at least PS1,750 each month in the last six months. This salary is required for PAYE workers.
Travel purchases earn cardholders 2 points per dollar. The card makes 1 point for every dollar spent on all other purchases. You can get as many issues as you like in a single year. Facts don’t expire.
The HSBC definition of travel purchases is broad. It covers airlines, hotels and motels, travel agencies, tour operators, and cruises.
All points earned through eligible purchases will be posted into your HSBC account within one or two billing cycles following the acquisition.
Rewards Redemption Details
The Premier program offers many ways to redeem points:
- Cashback as a statement credit or a direct deposit into an HSBC Premier checking/savings account
- You can travel whether you are looking for flights, hotels, or car rentals.
Shop for merchandise from hundreds of brands
- Gift cards for shopping, travel, and other purposes
- CharityChoice Gift Cards to more than 1000 charitable organizations
All redemptions must go through the HSBC rewards portal. All savings saves except travel are eligible for one cent points. The average rate for rescues is 1.4 cents percent. You can redeem 16,000 points to earn a $200 travel credit (a value of 1.25 cents per point), while 26677 points and 40,000 points earn $400 and $600, respectively (1.5 cents each end).
Click the button below to apply for your card.